PRODUCTS
Digital Credit LLC’s Zeelme platform has over 100 merchant organizations to sell their products through zeelme’s lenders loans provided by zeelme’s lenders Based on the sales generated through the Zeelme platform, short-term working capital financing is provided to merchants via the Cashme platform.
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Supplier makes a request;
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Merchant's financing evaluation is generated
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Funder transfers the funds.
It is a financing solution where the financing organization takes over the receivables of goods, products, and services from the supplier and transfers the payment to the supplier. Receivables financing consists of the following steps:
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Request from Supplier for financing (offer to banks to purchase their receivables from Buyer);
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Banks and financial institutions will transfer the payment (less the factoring fee) to the Supplier;
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Buyer will pay the full payment amount to banks and financial institutions when the receivables are due according to the contract.
It is a financing solution that buyer requests a third party financial institution to pay the supplier according to the payable schedule. The supplier will receives the payment directly from the financial institution earlier than its invoice term. Reverse factoring:
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Supplier makes a request;
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Buyer must agree (confirm);
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Bank and other financial institutions transfer the (discounted) payment to the Supplier;
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Buyer will pay the full payment amount to banks and financial institutions when the receivables are due according to the contract.
A pre-shipment and import financing solution based on purchase contracts, customs documentation, and trade records. It supports buyers in securing goods before final settlement.
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Import documents are submitted
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Funder issues short-term financing
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Buyer repays upon arrival or sale of goods
A financing solution backed by warehouse inventory. Stock levels are validated through warehouse management systems, enabling short-term capital without interrupting operations.
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Inventory is verified through WMS
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Financing is issued against stored goods
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Repayment occurs as inventory is sold or turned over
